GEICO is cheaper on average — ~$1,200/year vs State Farm's ~$1,480/year for full coverage. However, State Farm may be cheaper in certain states or for certain driver profiles.
State Farm consistently scores higher for claims satisfaction in J.D. Power surveys. They have more local agents to assist with claims. GEICO handles most claims digitally, which is faster but less personal.
Yes — State Farm's Drive Safe & Save app tracks your driving and can save up to 30%. GEICO's app also offers digital ID cards, claims filing, and roadside assistance.
Yes — State Farm offers significant multi-policy discounts when bundling home and auto insurance. GEICO also offers bundling discounts but State Farm's local agents make the process easier.
GEICO offers more discount categories including military, federal employee, and membership discounts. State Farm's Drive Safe & Save program offers up to 30% off for safe driving.