State Farm vs Allstate

State Farm is cheaper — ~$1,480/year vs Allstate's ~$1,820/year. State Farm is about 20% less expensive on average.

State Farm consistently outscores Allstate in J.D. Power claims satisfaction surveys. State Farm's local agent network makes claims handling more personal and efficient.

Yes — both offer significant discounts for bundling home and auto insurance. State Farm's bundle discount averages 17%. Allstate's averages around 15%.

State Farm is better for young drivers — offers Steer Clear program for drivers under 25 and Good Student discounts. Allstate's rates for young drivers are higher.

Yes — you can switch at any time. Request a prorated refund from Allstate and start your State Farm policy on the same date to avoid a coverage gap.