GEICO is generally cheaper for drivers with clean records — averaging $2,053/year vs Progressive's $2,189/year. However, Progressive is often cheaper for drivers with accidents or DUIs.
Both offer similar coverage options including liability, collision, comprehensive, and uninsured motorist. Progressive's Name Your Price tool gives more flexibility. GEICO offers more discounts for safe drivers.
GEICO scores slightly higher for overall customer satisfaction. Progressive's Snapshot app earns praise for rewarding safe drivers with real savings.
Yes — you can switch insurers at any time. Cancel your GEICO policy and request a prorated refund. Most drivers switch at renewal to avoid cancellation fees.
Progressive does not offer price matching, but their Name Your Price tool helps you find a policy that fits your budget. Always get quotes from both before deciding.
What Happens When You Click "Get Quote"?
1
Answer ~8 questions
Takes 4 minutes. No account or login needed. Free.
2
See your actual rate
Your real price — not a range estimate. Shown instantly.
3
No obligation
No sales calls. No spam. You decide if you want to switch.