CarInsuranceGuide Updated May 2026
CAR INSURANCE COMPARISON 2026

Progressive vs Allstate

Progressive vs Allstate compared for 2026: rates, coverage options, discounts, and claims. Full side-by-side comparison.

Our Verdict
Progressive Wins

Progressive wins on price — significantly cheaper than Allstate. Allstate wins for coverage features like new car replacement and accident forgiveness.

Progressive
Avg Annual Rate~$1,350/yr
AM Best RatingA+ Superior
Best ForPrice & high-risk drivers
Get Progressive Quote →
Allstate
Avg Annual Rate~$1,820/yr
AM Best RatingA+ Superior
Best ForFeatures & coverage options
Get Allstate Quote →

Frequently Asked Questions

Yes — Progressive averages ~$1,350/year vs Allstate's ~$1,820/year. Progressive is about 35% cheaper on average. The gap is even larger for high-risk drivers.
Allstate offers more unique features: new car replacement, gap insurance, sound system coverage, and Drivewise rewards. Progressive's coverage options are solid but more standard.
Both offer accident forgiveness. Allstate's is available upfront for a fee. Progressive's is earned automatically after 5 years of accident-free driving.
Progressive tends to be better for new drivers due to lower rates. Allstate's SmartStudent discount helps teen drivers but overall rates are higher.
Yes — both offer instant online quotes in under 10 minutes. Always compare the same coverage levels when getting quotes to make a fair comparison.