Progressive vs Allstate

Yes — Progressive averages ~$2,189/year vs Allstate's ~$1,820/year. Progressive is about 35% cheaper on average. The gap is even larger for high-risk drivers.

Allstate offers more unique features: new car replacement, gap insurance, sound system coverage, and Drivewise rewards. Progressive's coverage options are solid but more standard.

Both offer accident forgiveness. Allstate's is available upfront for a fee. Progressive's is earned automatically after 5 years of accident-free driving.

Progressive tends to be better for new drivers due to lower rates. Allstate's SmartStudent discount helps teen drivers but overall rates are higher.

Yes — both offer instant online quotes in under 10 minutes. Always compare the same coverage levels when getting quotes to make a fair comparison.