Military members and veterans have access to exclusive insurance options unavailable to civilians. USAA offers rates 20-40% below average for eligible members, but other insurers also provide strong military discounts.
Best Companies — Ranked
#1USAABest for Military — #1 Overall
Available to military members, veterans, and their families only. Highest customer satisfaction of any insurer. Deployment discounts, storage discounts, and garage-kept vehicle rates. A++ AM Best rating.
Strong multi-vehicle discounts for military households. Good agent network near military bases nationwide. Flexible payment options for deployed service members.
USAA is available to active duty military, veterans who served honorably, and their immediate family members (spouse and children). If your parent had USAA, you qualify. Joining is free and gives access to all USAA financial products.
GEICO offers up to 15% discount for active duty, retired military, and veterans. Additional emergency deployment discount (up to 25%) if you store your vehicle. National Guard and Reserve members also qualify.
Yes. Most insurers offer deployment/storage discounts of 25-50% if your vehicle is stored while you're deployed. You must maintain comprehensive coverage (not liability-only) to protect the parked vehicle. USAA has the best deployment flexibility.
USAA consistently earns the highest customer satisfaction ratings and best rates for eligible military members. In J.D. Power surveys, USAA outranks every other insurer. The only catch is eligibility requirements — you must have military affiliation.