Ohio drivers pay an average of $1,100/yr for full coverage. One of the cheapest states for car insurance in the US. Low population density outside Columbus/Cleveland.
✅ Avg Rate: $1,100/yr✅ Min Required: 25/50/25k liability📍 One of cheapest states nationally
Best Car Insurance Companies in Ohio
#1 State Farm
Best overall in Ohio • A++ rated • Local agents statewide
Erie Insurance is highly rated in OH. GEICO and State Farm also competitive. Rates average $1,100/yr for full coverage in Ohio.
Ohio full coverage averages $1,100/yr. One of the cheapest states for car insurance in the US. Low population density outside Columbus/Cleveland.
Ohio requires minimum 25/50/25k liability. Note: One of cheapest states nationally.
GEICO is generally cheaper on price. State Farm wins on customer service and claims. Always get quotes from both — rates vary significantly by zip code within Ohio.
Compare multiple quotes, bundle home and auto, maintain a clean driving record, take a defensive driving course, raise your deductible, and ask about usage-based programs like Progressive Snapshot or State Farm Drive Safe & Save.