GEICO and Progressive offer lowest CA rates. State Farm is most popular. Rates average $2,800/yr for full coverage in California.
California full coverage averages $2,800/yr. Highest rates in US. No credit score rating allowed. Prop 103 regulates rates.
California requires minimum 15/30/5k liability. Note: No credit-based pricing.
GEICO is generally cheaper on price. State Farm wins on customer service and claims. Always get quotes from both — rates vary significantly by zip code within California.
Compare multiple quotes, bundle home and auto, maintain a clean driving record, take a defensive driving course, raise your deductible, and ask about usage-based programs like Progressive Snapshot or State Farm Drive Safe & Save.